Purva District Payment Plan
The Purva District payment plan is a construction-linked plan in a typical 10:80:10 split. You pay 10% at agreement, 80% across construction milestones, and the last 10% at possession. Booking starts with a ₹5 lakh Expression of Interest, which opens in November 2026 before the launch.
This plan suits you if you want to pay as the towers rise rather than all at once. Below, you will find the stage-wise schedule and the rupee amounts for each home type. You will also see how your home loan fits into the plan.
How the Purva District Payment Plan Works
A construction-linked plan, or CLP, ties every payment to a stage of work on site. You do not pay on fixed dates. Instead, Puravankara raises a demand when a stage is complete, and you pay against that demand.
The table below shows the full schedule, from your first booking to the day you collect your keys.
| Stage | Milestone | Your Payment |
|---|---|---|
| 1 | Expression of Interest (from November 2026) | ₹5 lakh booking charge |
| 2 | Agreement for sale | 10% of the home's price |
| 3 | Excavation and foundation | Milestone-linked instalment |
| 4 | Basement and structural slabs | Milestone-linked instalment |
| 5 | Slab completion across 28 floors | Bulk of the 80% construction share |
| 6 | Brickwork, plastering and finishes | Milestone-linked instalment |
| 7 | Possession and handover (from December 2030) | Final 10% of the price |
The exact split between stages 3 to 6 appears in your sale agreement. Developers sometimes adjust these slabs, so read that schedule closely before you sign.
Purva District Payment Plan in Rupees
Percentages are easier to plan around once you turn them into real numbers. Here is how the 10:80:10 split works out at the starting price of each home type.
| Home Type | Starting Price | 10% at Agreement | 80% During Construction | 10% at Possession |
|---|---|---|---|---|
| 2 BHK (1,150 to 1,300 sq ft) | ₹1.05 crore | ₹10.5 lakh | ₹84 lakh | ₹10.5 lakh |
| 3 BHK (1,500 to 1,950 sq ft) | ₹1.55 crore | ₹15.5 lakh | ₹1.24 crore | ₹15.5 lakh |
| 4 BHK (2,150 to 2,400 sq ft) | ₹1.95 crore | ₹19.5 lakh | ₹1.56 crore | ₹19.5 lakh |
The ₹5 lakh EOI amount is usually adjusted against your 10% agreement payment. Ask the sales team to confirm this in writing when you pay it. These figures cover the base price only. GST, stamp duty and other charges come on top. Our Purva District cost sheet guide breaks them down.
How Your Home Loan Fits Into the Plan
Banks release home loans for under-construction homes in tranches, and those tranches follow the same milestones. When Puravankara raises a demand, your bank inspects progress and pays its share directly to the developer.
This setup helps you in two ways. First, you only pay interest on the amount the bank has released so far. Second, the bank's inspection gives you an independent check on progress. Under RBI rules, banks can lend up to 75% of the value on homes above ₹75 lakh. So on a ₹1.05 crore home, your loan can go up to about ₹78.75 lakh.
What Pre-EMI Means for You
During construction, you can choose to pay pre-EMI. That means you pay only the interest on the loan amount disbursed so far. Your full EMI, with principal, starts after the final disbursement.
Here is how pre-EMI grows as the bank releases more of your loan, at 8.5% a year.
| Loan Amount Disbursed | Approx. Monthly Pre-EMI at 8.5% |
|---|---|
| ₹20 lakh | ₹14,170 |
| ₹50 lakh | ₹35,420 |
| ₹78.75 lakh (full loan) | ₹55,780 |
Pre-EMI keeps your outflow low in the early years. Still, it does not reduce your principal, so your loan tenure stays the same. If you can afford it, starting full EMI earlier cuts your total interest. Our Purva District EMI calculator guide shows full EMIs for each home type.
Why a Construction-Linked Plan Protects You
A CLP shifts some of the delivery risk away from you. If work slows down, your payments slow down too, as no demand goes out early. That is a key reason buyers prefer CLP over plans that ask for most of the money upfront.
RERA adds another layer of protection for you. Under Section 13, the developer cannot take over 10% before a registered sale agreement. Purva District expects RERA approval by December 2026, and our RERA approval guide tracks it.
Points to Check Before You Sign
The payment plan sits inside your sale agreement, so the wording matters more than any brochure. Check these points before you commit.
- The exact percentage linked to each construction stage
- Whether the EOI amount adjusts against your agreement payment
- The number of days you get to pay after each demand
- The interest rate on late payments, and whether it matches the rate for developer delays
- Which charges fall due at possession on top of the final 10%
How the Plan Fits Your Purva District Budget
At pre-launch, a CLP lets you lock today's price and spread the cost across about four years. For a ₹1.05 crore 2 BHK, you need about ₹10.5 lakh at agreement and again at possession. Your loan can cover most of the middle stages.
Our main Purva District price page shows how this plan fits the full price picture. The Purva District project page also shares the latest price sheet on request.
FAQs
Purva District follows a construction-linked payment plan in a typical 10:80:10 split. You pay 10% at agreement, 80% across construction milestones and 10% at possession. The exact stage-wise split is set out in your sale agreement.
The Expression of Interest opens in November 2026 with a booking charge of ₹5 lakh. This amount is usually adjusted against your 10% agreement payment. Ask for written confirmation of this, and of the refund terms, when you pay.
At the ₹1.05 crore starting price, 10% at agreement comes to ₹10.5 lakh. GST, stamp duty and other charges are extra. Your EOI amount usually counts towards this payment.
Yes, the construction-linked plan works well with home loans. Banks release funds in tranches that follow the same construction milestones. On homes above ₹75 lakh, banks can lend up to 75% of the value.
The current project details list only the construction-linked plan in a 10:80:10 shape. Developers sometimes add other plans at launch. Ask the sales team about any options when the EOI window opens in November 2026.
Under this plan, Puravankara raises a demand only after a stage is complete. So delays also push back your payments. Once the project is RERA registered, you can claim interest for any delay beyond the committed date.
